Big Grain Credit – Private Sector Loan
Working in the private sector comes with its ups and downs — and we get that. Our private sector loan is built with flexibility in mind, helping you manage your commitments smoothly, handle emergencies with confidence, and focus on what really matters — your goals and peace of mind.
Why Choose Our Private Sector Loan?
Flexible plans for all professions
whether you’re in corporate, retail, or service industries.
Fast approvals
because your time matters.
Customised solutions
we’ll help you find the plan that fits your income pattern.
Transparent process
clear terms, no hidden fees.
When Can a Private Sector Loan Help You?
We understand private sector work can be unpredictable — that’s why our loans are made to adapt to you.
Unexpected bills
like car repairs or medical expenses
Education support
tuition fees or upskilling courses
Home needs
renovation, appliances, or furnishing
Personal milestones
weddings, family trips, or special occasions
Apply Now
Loan Details
Financing amount from RM1,000 and above
Flexible tenure up to 84 months
Competitive and transparent interest rate
Disbursement as fast as within the same day upon approval
Approval and disbursement are based on individual eligibility. Terms and conditions apply.
Apply Now
Life moves fast — but with the right support, you can keep up.
Reach out to us today. We’ll guide you through the process and help you find a plan that fits your needs perfectly.
Contact Us
Frequently Asked Questions (FAQs)
Q: Can contract staff apply?
A: Yes, you can apply if you have consistent employment and income proof.
Q: How long does it take to get approved?
A: Most applications are processed within 24 hours once all documents are in.
Q: Do I need a guarantor?
A: Usually no, but our team will advise you if needed based on your profile.
Q: Can I apply if I already have an existing loan?
A: Yes, we’ll review your commitments and recommend a repayment plan that fits your situation.
Get in Touch
082 - 280 026
+60 11-5168 3025
Block B-2-10, The Podium, Jalan Tun Ahmad Zaidi Adruce, 93200 Kuching, Sarawak
